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Dealing with Insurance Companies

Dedicated St. Louis Workers Compensation Attorney Helps Injured Workers Deal with Insurance Companies

Providing assistance after a workplace injury in Missouri

The workers compensation program was established to protect workers who sustain injuries or contract illnesses in the course of their employment. The system allows injured workers to receive immediate medical care and relieves them of the burden of proving negligence and of engaging in a lengthy personal injury trial. Except under specific legal circumstances, workers waive the right to sue their employers in exchange for benefits administered through the Missouri Division of Workers’ Compensation program. Unlike many other types of injuries, your workplace accident likely involves interaction with the government entities that oversee the workers compensation program and other benefits.

the Guirl Law Firm focuses our practice exclusively on personal injury and workers compensation cases in the St. Louis communities. Our workers compensation lawyer devotes his more than 25 years of experience to the pursuit of justice and fairness in the system by demanding that you receive your rightful government benefits and equitable civil damages award, if the facts of your case supports a third party claim.

Missouri Workers’ Compensation Law

The Missouri Workers’ Compensation Law is codified in Chapter 287 of the Missouri Revised Statues. Unless your employer is exempt, the business is required to carry workers’ compensation insurance for covered employees. Your employer’s insurance company is subject to specific workers compensation regulations, but otherwise acts similarly to any other insurance company — including the propensity to offer injury victims less compensation than they deserve. When you agree to a settlement, you waive your rights to further compensation. For this reason, do not accept an offer until your attorney reviews the terms. Although most workers compensation claims eventually settle, you do have the option of taking your case to trial if the insurance carrier refuses to agree to the amount you deserve.

Third party claims

Although the workers compensation laws restrict filing of lawsuits against your employer, your case may involve a third party claim. For example, if you were injured in an automobile accident while driving to a client’s place of business, you may have a cause of action against the negligent driver who struck you, in addition to your workers compensation claim. Likewise, you might sue the cleaning company that used the toxic chemicals that triggered your serious medical condition, as well as file your claim with the state’s workers compensation division for your workplace illness. The Guirl Law Firm skillfully negotiates with defendants and their insurance companies for the maximum damages available to you. If the defendants and their insurance providers insist on denying you a fair settlement, we pursue your rightful amount at a civil trial.

Schedule a free initial consultation with an effective St. Louis workers comp lawyer who can negotiate with the insurance company to recover your fair workers compensation benefits

To learn more about workers compensation insurance carriers, call the Guirl Law Firm on our 24-hour toll-free hotline 314-391-2585 or contact us online to schedule your free initial consultation.


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Case: Medical Malpractice: Anoxic Brain Injury
Results: Settlement: $2,000,000.00
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